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Residual Value Calculator
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📊 Residual Value Results
residual
Monthly Payment
Total Depreciation
Monthly Depreciation
% of MSRP Retained

📊 Typical Residual Value Ranges by Term

Vehicle Type24 mo36 mo48 mo
Luxury Sedan60-65%52-58%44-50%
Luxury SUV62-67%55-60%47-52%
Mainstream Sedan52-58%44-52%37-44%
Mainstream SUV/CUV55-62%48-55%41-48%
Pickup Truck60-68%55-62%48-55%
Electric Vehicle45-55%38-50%32-44%

Note: Actual residual values are set by each manufacturer's finance arm and vary by model, trim, mileage allowance, and market conditions.

💡 How Residual Value Affects Your Payment

A higher residual value = lower monthly payment. For a $40,000 vehicle on a 36-month lease with 0.00125 money factor:

• At 45% residual ($18,000): ~$566/mo
• At 55% residual ($22,000): ~$455/mo
• At 65% residual ($26,000): ~$344/mo

A 10% improvement in residual value saves roughly $110/month!

Calculate Your Full Lease Payment

Now that you know the residual value, get your complete monthly payment breakdown with our full lease payment calculator.