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Early Termination Calculator
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🚨 Early Termination Summary
Remaining Payments
Termination Fee
Remaining Balance
Mileage Penalty
⚠️ Total Early Exit Cost

⚠️ Important: Read Your Lease Contract

Early termination costs vary significantly by lessor. Always review your specific lease agreement for the exact early termination clause. This calculator provides estimates — your actual cost may differ.

💡 Alternatives to Early Termination

  • Lease Transfer (Lease Swap): Transfer your lease to another person via LeaseTrader.com or Swapalease.com. Usually costs $100-500 in transfer fees, vs. thousands in termination fees.
  • Lease Buyout: Purchase the vehicle at the buyout price (residual value + fees). Compare to current market value — if the vehicle is worth more than residual, it could be a good deal.
  • Dealer Trade-In: Some dealers (especially same-brand dealers) will roll remaining payments into a new vehicle purchase or new lease. Ask about "pull-ahead" programs.
  • Manufacturer Loyalty Programs: Many manufacturers offer lease pull-ahead programs (waive 2-3 remaining payments) when you lease a new vehicle from the same brand.
  • Wait it Out: If only a few months remain, it may be cheaper to keep the lease than pay termination fees.

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Lease Amortization Explained

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GAP Insurance Guide

Protect yourself during early termination